Treaty Reinsurance Management System
🇮🇳 IRDAI Compliant FY 2024–25
AM
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3 Treaties expiring in 30 days — Munich Re (Fire XL), GIC Re (Marine QS), Hannover Re (Liability Surplus). Action required for renewal.
⚠️
IRDAI Order retention limit breach flagged — Property Cat XL Treaty exceeds 10% Order retention. Compliance review needed before 30 Apr 2025.
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Active Treaties
142
▲ 14 vs last year
💰
Ceded Premium (YTD)
₹4,820 Cr
▲ 18.4% growth
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Recoveries YTD
₹1,240 Cr
▲ 8.2% vs budget
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Treaty Loss Ratio
62.4%
▼ 3.1pp adverse
Treaty Mix by Product Line View All
142Treaties
Fire & Property
43 30%
Motor
32 23%
Liability
24 17%
Marine
18 13%
Others
25 17%
Monthly Ceded Premium (₹ Cr) FY 2024–25
₹4,820 Cr
▲ 18.4% vs FY 2023–24
Budget: ₹5,200 Cr
92.7% achieved
AprJunSepDecMar
Proportional
₹2,890 Cr
Non-Proportional
₹1,930 Cr
Recent Treaty Activity View All Treaties →
Treaty Reference Reinsurer Treaty Type Line of Business Period Ceded Premium Order % Status
TE/2024/QS/FIRE/001 Munich Re
Germany
Quota Share Fire & Engineering 01 Apr 24
31 Mar 25
₹842 Cr
40%
● Active
TE/2024/XL/CAT/002 Swiss Re
Switzerland
Cat XL Property Catastrophe 01 Jan 24
31 Dec 24
₹320 Cr
100%
● Active
TE/2024/SURP/MAR/003 Hannover Re
Germany
Surplus Marine Cargo 01 Apr 24
31 Mar 25
₹210 Cr
60%
● Renewing
TE/2024/XL/MOT/004 GIC Re
India (GIC)
WXL Motor OD 01 Apr 24
31 Mar 25
₹560 Cr
50%
● Active
TE/2024/QS/HLTH/005 SCOR SE
France
Quota Share Health & PA 01 Jul 24
30 Jun 25
₹480 Cr
25%
? Pending Sign
Pending Actions 12 items
🚨
IRDAI Compliance — Order Retention Breach
Cat XL Treaty #002 ? Due: 30 Apr 2025
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Renewal Negotiation — Munich Re QS Fire
Treaty expiring 31 Mar 2025 ? Submit by 15 Apr
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Bordereau Upload — Q4 FY24-25
GIC Re Motor WXL ? 3 bordereaux pending upload
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Claims Settlement — Cyclone Fengal
₹84.2 Cr recovery from Swiss Re — Docs pending
SCOR QS Health Treaty — Awaiting Countersign
Slip sent 22 Apr ? Follow-up required
Top Reinsurance Partners By Ceded Premium
Munich Re Germany
₹1,240 Cr 25.7%
GIC Re India
₹968 Cr 20.1%
Swiss Re Switzerland
₹820 Cr 17.0%
Hannover Re Germany
₹650 Cr 13.5%
SCOR SE France
₹480 Cr 9.9%
Others Various
₹662 Cr 13.7%
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