Treaty Reinsurance Management System
🇮🇳 IRDAI Compliant FY 2024–25
AM
Total Active
142
Across 18 reinsurers
Proportional
86
QS + Surplus
Non-Proportional
56
XL + Cat + Agg
Expiring 90 days
8
Renewal action req.
Pending Placement
3
Awaiting countersign
Treaty Reference Reinsurer Treaty Type Line of Business Inception Expiry Cedant Retention Order % Annual Premium Loss Ratio Status Actions
TE/2024/QS/FIRE/001 Munich Re
Germany � AA+
Quota Share Fire & Engineering 01 Apr 2024 31 Mar 2025 60%
40%
₹842 Cr 58.2% ● Active
TE/2024/XL/CAT/002 Swiss Re
Switzerland � AAA
Cat XL Property Catastrophe 01 Jan 2024 31 Dec 2024 ₹50 Cr
100%
₹320 Cr 12.4% ● Active
TE/2024/SURP/MAR/003 Hannover Re
Germany � AA+
Surplus Marine Cargo 01 Apr 2024 31 Mar 2025 ⚠️ 1 Line
6 Lines
₹210 Cr 72.1% ? Renewing
TE/2024/WXL/MOT/004 GIC Re
India � AA (ICRA)
Working XL Motor OD 01 Apr 2024 31 Mar 2025 ₹10 L xs
50%
₹560 Cr 63.8% ● Active
TE/2024/QS/HLTH/005 SCOR SE
France � AA+
Quota Share Health & PA 01 Jul 2024 30 Jun 2025 75%
25%
₹480 Cr ? Pending Sign
TE/2024/XL/ENG/006 Mapfre Re
Spain � A+
Per Risk XL Engineering 01 Apr 2024 31 Mar 2025 ₹5 Cr
80%
₹145 Cr 88.4% ● Active
TE/2024/AGG/MOT/007 Everest Re
Bermuda � A+
Aggregate XL Motor Third Party 01 Apr 2024 31 Mar 2025 ₹200 Cr
75%
₹88 Cr 45.0% ● Active
TE/2024/SURP/LIAB/008 AXA XL
France � AA+
Surplus Liability 01 Oct 2024 30 Sep 2025 1 Line
9 Lines
₹175 Cr 52.3% ● Active
TE/2024/QS/FIRE/001
Fire & Engineering Quota Share
Munich Reinsurance Company � FY 2024–25
● Active Quota Share IRDAI Approved
Treaty Structure
Proportional — Quota Share
60%
40%
32.5%
15% above 55% LR
30%₹35%
Period & Reinsurer
01 April 2024
31 March 2025
Munich Re
Germany
AA+ (S&P)
Aon Benfield
Financial Summary
₹2,105 Cr
₹842 Cr
₹490 Cr
58.2%
₹274 Cr
+₹78 Cr
Coverage Scope
Fire, Lightning, Explosion, Riot, Strike, Malicious Damage, Storm, Flood, Earthquake, Industrial All Risks, Contractor's All Risk, Erection All Risk. Excluded: Nuclear, War & Terrorism (covered separately under Government Pool).